Refinance transactions in PA are NOT subject to the PA deed transfer tax.

PA deed transfer tax exclusions and exemptions The buyer and seller customarily split the PA deed transfer tax down the middle the buyer pays 1% and the seller pays 1%.īut this 50/50 arrangement isn't set in stone and can vary depending on the terms of the sale, as stipulated in the sales contract. Who pays the PA deed transfer tax at closing? First-time and low-income buyers may qualify for down payment and/or closing cost assistance.

See if you're eligible for federal or state home buying grants.Some loan programs don't charge origination other lender fees, which can save you a lot of money at closing.

You may be able to put down as little as 3% or even 0%, depending on your needs and circumstances. Explore low down payment loan options.FHA, VA, USDA, and conventional loans permit the seller to cover up to a certain percentage of your closing costs. You get matched with top local agents AND up cash back on your purchase. Find your realtor through Clever Real Estate's free agent matching service.🏡 Quick Tip: How to save on closing costs in Pennsylvania

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